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Insurance - Car Insurance - Home Insurace - Flood Insurance - Life Insurance - Health Insurance - Covington LA - Tomball TX
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Helping You Protect What Matters Most 

At TWFG Luarca Insurance, we believe that peace of mind begins with having the right coverage. With offices in Tomball, Texas, and Covington, Louisiana, we’re here to provide personalized insurance solutions that fit your unique needs. Whether you’re looking to protect your home, car, health, business, or loved ones, we’re dedicated to making the process of finding the perfect policy simple and stress-free. Feel free to call us at either agency in Covington, LA, or Tomball, TX to speak with an agent and get started today, or use our convenient online shopping tool below to explore your options.

Affordable Car Insurance in Covington, Louisiana and Tomball, Texas

If you're searching for affordable car insurance in Louisiana or Texas, it’s important to know your state’s minimum requirements. Louisiana requires drivers to carry minimum liability coverage of 15/30/25 (that's $15,000 per person, $30,000 per accident for bodily injury, and $25,000 for property damage). Texas, however, has slightly higher requirements at 30/60/25. To find the cheapest car insurance rates, Louisiana and Texas drivers should consider comparing policies from multiple providers. Our agency works with a variety of well-known insurance carriers, such as Progressive, Safeco, National General, and Blue Fire, among others. This allows us to help you find the most competitive rates tailored to your specific needs. Ready to see how much you can save? Call our insurance agency in Covington LA at (985) 893-4300, and Tomball TX at (281) 616-7210., or conveniently fill out our quick and easy online car insurance quote form to get started.

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Affordable Home Insurance in Covington, LA and Tomball, TX

Finding affordable and reliable home insurance coverage in Covington Louisiana and Tomball Texas starts by knowing your options. Whether you're protecting your home from hurricane damage along Louisiana’s Gulf Coast or safeguarding your property against severe storms in Texas, it’s important to choose the right coverage for your needs. ​ Our insurance agency works with multiple top-rated home insurance carriers, including Progressive, Safeco, National General, and Blue Fire, among others. By comparing policies from several insurance providers, we’re able to offer homeowners in both Louisiana and Texas competitive rates and comprehensive coverage options tailored to their individual needs. ​ If you’re looking for the best home insurance policy at a great price, our experienced team is ready to help. Call our office directly or quickly request a quote by filling out our convenient online home insurance form today!

Flood Insurance in LA and TX

​Homeowners in Louisiana and Texas know firsthand the risks posed by floods, from hurricane-driven storm surges to heavy rainfall and flash floods. Standard home insurance policies typically exclude flood coverage, making the addition of flood insurance important to protecting your property. ​ Our agency provides affordable and reliable flood insurance options through FEMA’s National Flood Insurance Program (NFIP), as well as through private insurers and surplus lines insurers. By comparing multiple flood insurance providers, we help Louisiana and Texas homeowners secure comprehensive coverage tailored to their individual risk profiles and budgets. Don’t risk the devastating costs of flood damage—call our office today or easily request a free quote through our convenient online flood insurance form. ​ Our insurance agency works with multiple top-rated home insurance carriers, including Progressive, Safeco, National General, and Blue Fire, among others. By comparing policies from several insurance providers, we’re able to offer homeowners in both Louisiana and Texas competitive rates and comprehensive coverage options tailored to their individual needs. If you’re looking for the best home insurance policy at a great price, our experienced team is ready to help. Call our office directly or quickly request a quote by filling out our convenient online home insurance form today! Shop insurance companies in Covington LA by calling (985) 893-4300, or Tomball TX by calling (281) 616-7210.

Commercial / Business Insurance in Covington LA and Tomball TX

Protecting your business in Louisiana or Texas requires having the right commercial insurance coverage tailored to your specific industry needs. Whether you own a small retail store, operate a restaurant, or manage a large corporation, our agency provides comprehensive and affordable commercial insurance solutions designed to safeguard your investment. ​ We work closely with a variety of leading commercial insurance carriers to offer Louisiana and Texas businesses competitive rates and extensive coverage options, including general liability, property insurance, commercial auto, workers' compensation, and much more. ​ Let us help you find the ideal coverage to protect your business from unexpected events. Call our experienced team today, or quickly request a free quote using our convenient online commercial insurance form. Shop Commercial Insurance in companies in Covington LA by calling (985) 893-4300 , or in Tomball TX at (281) 616-7210.

Health Insurance in Covington, Louisiana and Tomball, Texas

Finding the right health insurance coverage in Louisiana or Texas doesn't need to be complicated. Whether you're an individual seeking personal coverage, a family looking for comprehensive protection, or a small business owner providing employee health benefits, our agency can help you navigate the process. ​ We partner with a range of trusted health insurance providers to offer competitive rates and coverage options tailored specifically to your needs. From individual plans and family coverage to group health insurance, dental, and vision plans, our experienced agents assist Louisiana and Texas residents in selecting affordable, high-quality healthcare coverage. ​ Ready to get started? Contact our office today or fill out our easy online health insurance quote form to explore your options and find the best coverage available.

Term, Whole, and Permanent Life Insurance in Covington, LA and Tomball, TX

Protecting your family's financial future with affordable life insurance coverage is easy when you partner with our experienced insurance agency. We help residents in Louisiana and Texas explore comprehensive life insurance options tailored to individual needs, budgets, and financial goals. ​ Whether you're interested in Term Life Insurance to provide protection for a specific period, Whole Life Insurance for lifelong coverage and guaranteed benefits, or other types of Permanent Life Insurance for long-term planning, we make finding the right policy simple and stress-free. ​ Our experienced agents are ready to guide you through selecting affordable, reliable life insurance solutions customized to your needs. Contact us today, or request your free life insurance quote through our convenient online form.

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Why Choose TWFG Luarca Insurance

WHY CHOOSE TWFG LUARCA INSURANCE

At TWFG Laurca Insurance Agency in Covington, LA and Tomball, TX, we are dedicated to providing insurance solutions that meet the unique needs of our clients. Our mission is to offer comprehensive coverage, exceptional service, and peace of mind. With a focus on integrity and trust, we strive to build lasting relationships with our clients, ensuring that they are well-protected and supported through every stage of life. ✔ Local Expertise – We understand the unique insurance needs of Texas and Louisiana residents.   ✔ Personalized Service – We work with you to find the best coverage at competitive rates.  ✔ Trusted Carriers – We partner with top-rated insurance providers to ensure you get quality protection.  ✔ Hassle-Free Claims Support – We’re here to guide you through the claims process when you need it most.

Auto Insurance - Car Insurance - Truck Insurance - Motorcycle Insurance - Covington Louisiana - Tomball Texas - TWFG Luarca Insurance
TWFG Agents Covington LA

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INSURANCE - LOUISIANA & TEXAS

TWFG Insurance Agent - Sean Luarca - Insurance in Covington LA - Home - Car - Flood - Business - Life - Health Insruance

Sean Luarca

SENIOR INSURANCE ADVISOR

Louisiana:  (985)-893-4300

Texas:  (281) 616-7210 

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